Fixed Rate

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Fixed Rate

Conv loans include “fixed rate” and “adjust rate” mortgages. A fixed rate mortgage has a pre interest rate throughout the life of the loan; the most common are for 30 years. An adjustable rate mortgage has a variable interest rate; the most common are for 5, 7, or 10 years. Richard McClintock, un profesor de Latin de la Universidad de Hampden-Sydney en Virginia, encontró una de las palabras más oscuras de la lengua del latín, “consecteur”, en un pasaje de Lorem Ipsum, y al seguir leyendo distintos textos del latín, descubrió la fuente indudable.

Money saving tip: Adjustable rate mortgages can make financial sense if you’re planning to sell or refinance your home before the introductory period ends; but if you’re planning to own your home longer than five years, it’s less risky to choose a fixed rate loan. Make sure to shop around so you can get the best mortgage possible, which will save you a lot of money in the long run. Ask your friends, family, and real estate agent for lender recommendations. One great online resource for recommendations is Redfin Open Book, which posts reviews of lenders from people who recently bought a home.

El trozo de texto estándar de Lorem Ipsum usado desde el año 1500 es reproducido debajo para aquellos interesados. Las secciones 1.10.32 y 1.10.33 de “de Finibus Bonorum et Malorum” por Cicero son también reproducidas en su forma original exacta, acompañadas por versiones en Inglés de la traducción realizada en 1914 por H. Rackham.

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