Pre-approval Letter

2011-06-18_00026

Pre-approval Letter

Before you apply for a mortgage or even start looking for a home, you should get a pre-approval letter from the bank, which is an estimate of how much they’ll lend you. This letter will help you determine what you can afford, and ensures home sellers that you will be able to get a loan when needed. Richard McClintock, un profesor de Latin de la Universidad de Hampden-Sydney en Virginia, encontró una de las palabras más oscuras de la lengua del latín, “consecteur”, en un pasaje de Lorem Ipsum, y al seguir leyendo distintos textos del latín, descubrió la fuente indudable.

Money saving tip: When you go in for a pre-approval letter you should be clear on what the bank is offering. Ask them about closing costs, what fees are involved, what you’re getting for that fee, and if they’ll lock in your loan at a specific interest rate. Note that if you end up competing for a home against other offers, it can help to have a local lender. Local lenders want continued referrals and really care about their reputation; listing agents prefer to deal with them for this reason.

El trozo de texto estándar de Lorem Ipsum usado desde el año 1500 es reproducido debajo para aquellos interesados. Las secciones 1.10.32 y 1.10.33 de “de Finibus Bonorum et Malorum” por Cicero son también reproducidas en su forma original exacta, acompañadas por versiones en Inglés de la traducción realizada en 1914 por H. Rackham.

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